This Privacy Policy describes how Pennylitics ("Pennylitics", "we", "us", "our") collects, uses, and shares information when you use our application, website, APIs, and related services (collectively, the "Services").
1. Information We Collect
We may collect account information (such as email and identifiers), expense data you submit, usage and technical data, and billing metadata from payment providers.
2. How We Use Information
We use information to operate the Services, authenticate users, process billing, improve functionality, provide support, detect abuse, and comply with legal obligations.
3. Legal Bases (Where Applicable)
Depending on jurisdiction, processing may be based on contract, legitimate interests, consent, or legal obligation.
4. How We Share Information
We may share information with service providers, for legal and safety requirements, during business transfers, or with your direction when you use integrations.
5. Data Retention
We retain data for as long as necessary to provide Services, comply with legal obligations, resolve disputes, and enforce agreements.
6. Security
We use reasonable safeguards to protect information, but no method of transmission or storage is completely secure.
7. International Data Transfers
Information may be processed outside your country, and we apply safeguards where required for cross-border transfers.
8. Your Privacy Rights
Depending on your location, you may have rights to access, correct, delete, restrict, object, or request portability of personal data.
9. Children's Privacy
The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.
10. Changes to This Privacy Policy
We may update this policy and will provide notice by updating the effective date and posting the revised version.
11. Contact
For questions or requests about this Privacy Policy, contact hello@pennylitics.com.